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PSEB, IT & Freelancers

PSEB Consultancy in Pakistan, the right registration for your IT business

Not sure whether to register with PSEB as a freelancer, a firm or a company, or why your application stalled? We advise IT and IT-enabled services exporters on eligibility, structure, documents and the tax and banking benefits that come with PSEB registration.

Free first consultationWritten quote before work startsNothing filed without your approval
2014Serving clients since
500+Filings completed
ACCA · ICAPQualified team
24/7Phone & WhatsApp access
PSEB advice

The PSEB decision is really a structure decision

PSEB registers IT and IT-enabled services companies, call centres and freelancers. Choosing the right route affects your tax, your banking, your compliance work and how easily you can grow, so it is worth getting advice before you apply.

PSEB-registered exporters have been eligible since 2022 for a reduced final tax rate of 0.25% on IT export proceeds under section 154A of the Income Tax Ordinance, 2001, instead of the standard 1%, reported as extended to 2029. IT exporters can also keep part of their proceeds in an Exporters' Specialized Foreign Currency Account under State Bank rules. But a freelancer, a partnership and a company each register differently, need different documents and carry different ongoing obligations.

Our PSEB consultancy helps you decide which route fits, prepares you for the application and fixes problems when an application has stalled or been queried. When you are ready to apply, our PSEB registration and freelancer PSEB registration services handle the filing, and our IT export tax team covers the wider tax picture.

Half the PSEB questions we receive are really about whether to stay a freelancer or form a company. We answer that one first.
What's included

PSEB advice for every stage

A one-off advisory session, or ongoing support alongside registration and compliance.

Eligibility review

Whether your services, structure and operations meet PSEB's criteria.

Structure advice

Freelancer, firm or company compared for your income and plans.

Benefit estimate

What the reduced export tax rate could mean on your expected proceeds.

Document readiness

A checklist of what PSEB will expect for your case.

Banking set-up

Advice on receiving export proceeds and foreign currency retention.

Stalled applications

Queries and rejections reviewed and a plan to resolve them.

Changing route

Moving from freelancer to company registration as you grow.

Ongoing obligations

What you need to keep doing once registered.

Risks we prevent

Common PSEB mistakes

These are the issues we see most often when exporters approach PSEB without advice.

01

The wrong route

Registering as a freelancer when a company fits better, or the reverse, means redoing the work later.

We compare routes first.
02

Services that do not qualify

Not every service counts as IT or IT-enabled for PSEB purposes.

We check your services upfront.
03

Weak evidence

Applications without clear evidence of IT exports are slow to approve.

We prepare the evidence.
04

Ignoring banking rules

Proceeds received outside formal banking channels undermine the benefits.

We set up the right payment route.
05

Registered and forgotten

PSEB registration needs annual renewal and ongoing compliance.

We set up your calendar.
06

Tax not filed

Being PSEB-registered does not remove the need to file tax returns.

We cover the tax side too.
How we work

How a PSEB consultation works

Most consultations take place by phone or video call.

Free

First call

We understand your services, clients, income and plans.

Review

Assess

We review eligibility, structure and any application history.

Advice

Recommend

Clear advice on the route, documents and benefits.

Before work starts

Quote

A fixed fee if you want us to handle the registration.

Next

Implement

Registration, banking and tax set-up carried out.

Who we work with

PSEB advice for IT exporters of every size

Freelancers

Individuals deciding whether and how to register.

Freelance teams

Small teams deciding when to form a company.

Software houses

Companies registering for the first time.

Call centres

Contact centres planning registration and branches.

Stalled applicants

Businesses whose PSEB application has been queried.

Founders abroad

Overseas Pakistanis building delivery teams at home.

Why Finvocates

PSEB advice from a firm that also files your taxes

Our PSEB advice comes from the team that handles registration, renewal, bank reconciliations and tax returns for IT exporters.

Structure first

We start with what suits your business, not with a form.

Qualified professionals

ACCA and ICAP Chartered Accountant qualifications and an FBR-registered income tax practitioner.

Tax and banking covered

Export tax and foreign currency rules considered together.

End-to-end if you want it

Advice, registration, renewal and compliance from one team.

Fully remote

Consultations by phone, WhatsApp or video.

Honest advice

We tell you when PSEB registration will not make a difference.

FAQs

PSEB consultancy questions we hear most

Have a question that is not here? Send it to us on WhatsApp and we will reply the same day.

Should I register with PSEB as a freelancer or a company?
It depends on your income, whether you have a team, your clients' expectations and your growth plans. Freelancer registration is simpler; a company brings limited liability, easier hiring and investment, but more compliance. We compare both using your numbers.
What are the benefits of PSEB registration?
The main benefit is the reduced final tax rate on IT export proceeds under section 154A, 0.25% instead of the standard 1% under the current rules. Registration also gives official recognition and access to PSEB programmes, and IT exporters can retain part of their proceeds in a foreign currency account under State Bank rules.
Does my business qualify for PSEB?
Businesses providing IT or IT-enabled services to clients abroad, such as software, web and app development, SaaS, design, digital marketing and many outsourced services, generally qualify. We review your services and structure before you apply.
My PSEB application was queried. What should I do?
Review exactly what PSEB asked for, then respond with clear, consistent documents. Common issues are missing evidence of IT exports, mismatched business details or company documents that do not reflect IT activities. We review the query and prepare the response.
How much foreign currency can IT exporters keep?
In October 2023, the State Bank of Pakistan raised the retention limit for IT exporters to 50% of export proceeds in Exporters' Specialized Foreign Currency Accounts, with freelancers able to keep 50% or USD 5,000 a month, whichever is higher. Banks apply the current rules, which we confirm for you.
Do I still need to file tax returns after registering?
Yes. PSEB registration does not replace your annual income tax return, and staying on the Active Taxpayers List matters for your wider tax position.
Can you handle the registration after advising me?
Yes. Many clients start with a consultation and then ask us to handle the registration, renewal and compliance.
How much does PSEB consultancy cost?
Your first consultation is free. Detailed advice or application reviews are a fixed fee, often credited against registration if you go ahead with us.

Get clear PSEB advice

Tell us what you do, who your clients are and how you are paid. We will recommend the right PSEB route on the first call.

Book your free consultation

This page is general information about our services, not tax, legal or financial advice for your specific situation. Laws, rates and deadlines change with each Finance Act and official notification.