Tax position review
Do you need to file, and why.
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Being taxed through PAYE does not always mean your UK income tax is settled. High earners, people with savings, dividends or foreign income, and anyone claiming reliefs often need to file a return or correct their tax code. We review your position, prepare your UK income tax return, claim what you are owed and make sure HMRC has the right picture.
The personal allowance of £12,570 is frozen, so more employees are moving into higher bands each year. With that come extra rules, such as the personal allowance taper and the High Income Child Benefit Charge, that PAYE alone does not always handle correctly.
Employees whose tax is fully collected through PAYE often do not need a return. But a return, or at least a review of the tax code, is usually needed if your adjusted net income exceeds £100,000, because the personal allowance is reduced by £1 for every £2 above that level and disappears entirely at £125,140; if you or your partner receive Child Benefit and your income exceeds £60,000, triggering the High Income Child Benefit Charge, which is tapered to £80,000; if you have dividends, savings interest or other income above the relevant allowances; or if you want to claim higher-rate relief on pension contributions or Gift Aid donations.
Residence and foreign income need particular care. Whether you are UK resident is decided by the Statutory Residence Test, which looks at days spent in the UK and your ties to the UK. UK residents are taxed on worldwide income and gains. From 6 April 2025, the remittance basis for non-domiciled individuals was replaced by a residence-based system, under which people arriving in the UK after ten years of non-residence can claim relief on foreign income and gains for their first four years of residence. For people moving between Pakistan and the UK, the double tax treaty and foreign tax credit relief also matter.
We start with your P60, P11D, bank and investment statements and any foreign income records, calculate your liability, compare it with what PAYE has collected and explain the difference. Where tax has been overpaid, we claim the refund. Where it has been underpaid, we file the return and, where possible, arrange for the balance to be collected through your tax code to spread the cost.
For self-employment and property income, see UK Self Assessment. Gains on shares or property are covered by UK capital gains tax, and people living outside the UK should see UK non-resident tax services.
A fixed fee per return.
Do you need to file, and why.
P60, P11D and benefits in kind.
Income above the allowances.
Calculated and reported.
Higher-rate relief claimed.
Residence, FIG regime and treaty relief.
Overpayments claimed and codes corrected.
Return filed with HMRC.
These lead to unexpected bills or unclaimed refunds.
Lost personal allowance creates an effective 60% rate band.
We calculate and plan.Income above £60,000 triggers the charge.
We report it.Higher-rate relief on personal contributions is not automatic.
We claim it.Benefits or second jobs misreflected in PAYE.
We correct codes.UK residents must report worldwide income.
We include it.The four-year FIG regime must be claimed.
We assess eligibility.Usually completed within a few weeks of receiving documents.
We check whether you need to file.
Agreed per return.
P60, P11D, statements and foreign records.
Liability compared with PAYE collected.
Return filed, refund or code change arranged.
Income over £100,000 or £60,000 with Child Benefit.
Dividends and savings income.
Salary, dividends and benefits.
Residence and the FIG regime.
Split-year and final returns.
Treaty relief and Pakistani assets.
UK income tax from a team that understands Pakistan too.
UK and Pakistan tax considered together.
ACCA and ICAP Chartered Accountant qualifications.
Overpaid tax claimed back.
What you owe and why, in plain English.
Easy contact from either country.
Agreed per return.
Have a question that is not here? Send it to us on WhatsApp and we will reply the same day.
Send us your P60 and a summary of your other income. We will tell you whether you need to file and quote a fixed fee.
Book your free consultationThis page is general information about our services, not tax, legal or financial advice for your specific situation. Laws, rates and deadlines change with each Finance Act and official notification.