Profit extraction
Salary, dividends and pension contributions.
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UK tax rules reward planning: how you take money from a company, where investments are held, how property is owned, when you move to or from the UK and how wealth passes to the next generation. We give clear, written UK tax planning advice that also considers the Pakistani side for clients with ties to both countries.
Frozen allowances, higher capital gains tax rates and the end of the non-dom regime have made UK tax planning more important. Many of the best options depend on acting before a deadline: the end of the tax year, a move abroad, a sale or a change in the rules.
For company owners, planning covers the mix of salary, dividends and employer pension contributions, the timing of profit extraction around the 5 April year end, and whether property or investments should sit inside or outside the company. For individuals, it covers the use of allowances that are lost if not used each year, such as ISA subscriptions, pension contributions within the annual allowance, the capital gains annual exempt amount and transfers between spouses. Property investors weigh personal against company ownership, taking account of finance cost restrictions, stamp duty land tax and future gains.
Moving between countries creates some of the largest planning opportunities and risks. Since 6 April 2025, the remittance basis has been replaced by a residence-based regime, with new arrivals after ten years of non-residence able to claim relief on foreign income and gains for their first four years. Inheritance tax has also moved to a residence-based test. For clients moving between the UK and Pakistan, the timing of arrival or departure, the Statutory Residence Test, split-year treatment and the double tax treaty can change what is taxed and where.
Every recommendation is set out in writing: the facts relied on, the rules applied, the expected effect and the steps to implement it. UK tax law includes a general anti-abuse rule and targeted anti-avoidance provisions, so planning must have genuine commercial or personal purpose. We also check the Pakistani consequences, such as how dividends, gains or property income will be reported in Pakistan and shown in the wealth statement, so a UK saving does not create a problem at home.
Planning leads into our compliance services, including Self Assessment, corporation tax and capital gains tax. For the Pakistan side, see individual tax planning.
A fixed fee per piece of advice.
Salary, dividends and pension contributions.
ISAs, pensions and investment structures.
Ownership structure and future gains.
Residence, FIG regime and timing.
Spouse transfers and gifts.
Residence-based rules and exposure.
Reliefs and timing of disposal.
Facts, rules, effect and next steps.
These cost clients tax that could have been saved.
ISA, pension and CGT allowances lost at 5 April.
We plan before year end.Salary and dividends not balanced for owners.
We model the options.Arriving or leaving on the wrong date.
We plan residence.New arrivals not claiming the four-year regime.
We assess eligibility.Caught by the general anti-abuse rule.
We plan with purpose.UK savings that create Pakistani tax.
We review both.Clear questions, written advice, practical steps.
We learn your situation and goals.
Scope and fee agreed.
Options compared with figures.
Written recommendations.
Steps carried out and filed.
Profit extraction and exits.
Ownership and gains.
To or from the UK.
Gifts and inheritance.
Wrappers and allowances.
Assets and income in both countries.
UK planning with the Pakistani position considered by the same team.
UK and Pakistan tax together.
ACCA and ICAP Chartered Accountant qualifications and an FBR-registered income tax practitioner.
LLB-qualified advocate on treaty and structure questions.
Options modelled with your numbers.
We carry out and file what we recommend.
Agreed before work starts.
Have a question that is not here? Send it to us on WhatsApp and we will reply the same day.
Tell us what you are considering and when. We will scope the advice and quote a fixed fee.
Book your free consultationThis page is general information about our services, not tax, legal or financial advice for your specific situation. Laws, rates and deadlines change with each Finance Act and official notification.